Mortgage and Financial Consumer Services Expanded

Online Mortgage and Financial Portal Expands Consumer Oriented Services

LendingGateway.com is expanding its services to assist the sub-prime credit borrowers to getting the best interest rate possible and helping them gets their credit score up to qualify for a low risk mortgage loan.

San Diego, CA (PRWEB) July 30, 2007 -- With the sub-prime mortgage loan industry at a halt. Lenders are finding it difficult to help get the right loan new home buyers and borrowers with sub prime credit. With this in mind LendingGateway.com, a mortgage lender directory offering various financial services to consumers and businesses, is expanding their services to help borrowers improve their credit, consolidate debt, check their credit score, and help to establish credit.

"Getting the right loan is still possible even in this stringent market for people with not so good credit," says Alexander Capio, Chief Executive for LendingGateway.com. "That is why we have expanded our services to offer assistance in other areas that can help borrowers establish, consolidate, and fix their credit helping them to get a better rate." Since the beginning of July LendingGateway.com partnered with financial institutions specializing in assisting consumers with help in debt consolidation, student loan consolidation, credit reports, insurance quotes, credit repair, and auto loans / leasing.

The account reps spearheading the new services rollout are Ashley Noonan and Lindsey Howard. "Helping people get better credit or establish credit to secure a good loan is something that we are proud to assist with," says Noonan who enjoys helping consumers establish credit by getting an auto loan. "Many young people are looking to start purchasing in this buyers market, but don't know the effects of loans in their credit," states Howard, "this is why we are now offering assistance with student loans and credit repair."

"The new services allow LendingGateway.com to be a total financial services portal for all loan needs," explains Scott Olson, Chief Executive Officer at LendingGateway.com. "The mortgage loan market is up in the air. However, having good credit or establishing credit helps both the consumers and lenders connect on a loan package that won't be a burden on either party."

LendingGateway.com offers consumers access to thousands of qualified lenders and matches them with the right loan specialist. In addition, people may now get assistance in student loan consolidation (https://apply.lendinggateway.com/forms/sloans.php), debt and credit repair (https://apply.lendinggateway.com/forms/debt.php), auto loan (https://apply.lendinggateway.com/forms/debt.php), and insurance quotes (https://apply.lendinggateway.com/forms/health_insurance.php). s to directly contact a lender of their choice.

LendingGateway.com is a privately owned online advertising company working with lenders and consumers. Borrowers can get help with their loans by visiting http://www.lendinggateway.com/apply.html and completing the short application. Lenders interested in the free listing or finding out more about LendingGateway.com's premium services should visit http://www.lendinggateway.com/affiliate.html or call toll-free (888) 278-4792.


Press Contact: Evan Pickens
Company Name: Lending Gateway
Phone: 888-278-4792
Website: http://www.lendinggateway.com/apply.html

Winemaker Goes from Crude to Cabernet

From the Oilfields to the Vineyards: New Small Lot Winemaker Goes from Crude to Cabernet

After spending much of his life taking oil samples and grading gasoline, new winemaker now takes barrel samples and pours vineyard soul. Small lot winemaking has always been big in Europe. The trend is growing in the U.S.

San Francisco, CA (PRWEB) September 20, 2007 -- After spending much of his life taking oil samples and grading gasoline, new winemaker now takes barrel samples and pours vineyard soul. Small lot winemaking has always been big in Europe. The trend is growing in the U.S.

Jonathan Branch remembers hearing the old man say it first. He was sitting at a cafe table in a small town in Italy. The old man said the word "Animae" to the waitress. He was describing a wine to her. After the man left, Jonathan asked the waitress what "Animae" meant, and she said "soul". The wine had soul. He instantly new that he wanted to make wine. Wine that had soul.

Jonathan had worked for 17 years with Britsh Petroleum. Taking crude oil samples and grading finished gasoline. Work allowed him to travel the world, and he had his first experience with a great wine from the Alsace region while visiting Paris. It changed his life.

Paris was a long way from the hard and violent streets of the fifth ward in Houston, Texas. He considered himself lucky to make it out. But many of the older folks who lived in the fifth ward were transplanted farmers, and they also knew about "Animae". They grew much of their food in their backyard.

So what does a person with a great job do when he falls in love with the idea of making his own wine ? He quits. Volunteers to work at a co-op winery shoveling grape skins, sorting the spiders from the fruit, and doing punchdowns until his arms are about to fall off. In doing this, some of the best winemakers around gave up their knowledge, and allowed Jonathan to source some excellent fruit from Napa, and produce his first wine. A 2005 Cabernet Sauvignon. Which is aptly titled Branch Cellars "Animae"Blend."

Jonathan Branch has no regrets about leaving the 90 octane tests, and hopefully scoring some 90 point reviews of his wine. He knows African -American winemakers are rare , and small production wines are just starting to catch on, but he believes people are coming back to things that are made with a little love, and a little "Animae."

2005 Branch Cellars "Animae" Cabernet Sauvignon
A blend of 95% Cabernet Sauvignon and 5% Petit Verdot; this desirious red wine truly has soul. Aromas of blueberry, cocoa, and tobacco are featured prominently on the nose. The palate delivers mouthwatering, fruit forward, flavors of black cherry, cocoa and subtle mineral notes that compliment this red's soft tannins. --Tom Dinardo of WineSquire

Press Contact: Jonathan Branch
Company Name: Branch Cellars
Phone: 626-840-6745
Website: branchcellars.com

Truck Photo Contest

AZtrucks.com Launches 'Show Us Your Truck' Photo Contest

Thousands of dollars in prizes to be awarded to owners of the best looking custom trucks, vans and SUVs on the road.

Phoenix, AZ (PRWEB) November 14, 2007 -- AZtrucks.com is looking for a few good trucks. The online distributor of aftermarket parts and accessories has launched it's first "Show Us Your Truck" photo contest, offering thousands of dollars worth of accessories to the winners who are voted by it's viewers as "The Best of the Best" in terms of creativity, style and originality of their decked-out, souped-up, customized pickup trucks, vans and SUVs.

Prizes will be awarded for viewer favorites, with a grand prize of $1,000 AZtrucks.com gift Certificate. Two second place prizes of $500 gift certificates, and five third place prizes of $100 gift certificates will also be awarded to the runners up.

The contest is open to any owner of a pickup truck, van or SUV, and entries are being accepted on the AZtrucks.com website through December 31st, 2007. Entries selected by a panel of custom truck experts will be posted for viewing on the AZtrucks website in January, 2008, and viewers will then be given the opportunity to vote for their favorites. Winning entries will be announced in February, 2008.

Full contest details and entry form are available online at http://www.AZtrucks.com/contest.

For more information, please contact Henry Perlmutter.

About AZtrucks.com:
AZtrucks.com is one of the leading online distributors of aftermarket parts and accessories for pickup trucks, vans and sport utility vehicles (SUVs). Now in its 6th year of operation, and based in Phoenix, Arizona, AZtrucks.com is a sister company of Simpson Tool Box Company, one of the largest retailers of truck parts and accessories in the southwestern US, with retail stores located in Phoenix, Deer Valley and Mesa, Arizona.

Contact:
Henry Perlmutter
Vice President of Marketing
AZtrucks.com
602-840-0900
http://www.AZtrucks.com

Press Contact: TERI ROSS
Company Name: AZtrucks.com
Phone: +1-952-593-0776
Website: http://www.AZtrucks.com

Lenders Plan For Homeowners with Sub-Prime Mortgages

Mortgage Lenders Finalizing Plan to Help Homeowners with Sub-Prime Mortgages

Direct Mortgage Pro, an online resource for home financing options, expects borrowers to benefit from an aid plan currently being finalized by mortgage lenders and regulators.

Washington (PRWEB) December 8, 2007 -- Some of the nation's top lenders and regulators for the mortgage industry are meeting to firm up plans to help homeowners with sub prime mortgages, according to U.S. Treasury Secretary Henry Paulson. Organizations like Direct Mortgage Pro, which work with lenders to provide the best financing options for home buyers, expect this to benefit homeowners as credit tightens in the United States.

"We are working aggressively and quickly ... to help financially responsible but struggling homeowners," said Treasury Secretary Henry Paulson. "We are determined to bring this diverse group together, to develop a set of standards that will be implemented across the industry, from the largest mortgage servicers to the smaller specialty servicers."

As credit tightens in the United States, and sub prime home loans are becoming uncommon, future homeowners should be less likely to end up in this credit crunch. Many current homeowners are close to default, though, as the adjustable rates on their sub prime mortgage program skyrocket. Some financial experts believe these mortgage rates should be temporarily frozen to make it easier for these homeowners to make their mortgage payments and keep their homes.

Companies like Direct Mortgage Pro, however, are working to provide today's home buyers with the best mortgage rates and lending programs, so they will not find themselves in this position in the future.

For more information about the current mortgage market and financing options, visit www.directmortgagepro.com

About Direct Mortgage Pro:
Direct Mortgage Pro believes that getting the best rates and terms on a mortgage should not be a stressful, time-consuming process. They provide what their clients need without wasting any time. By filling out a brief form, borrowers will have a highly trained mortgage coach contact them in a timely manner.

Contact:
Shane Copeland
858-342-1417
email protected from spam bots
Direct Mortgage Pro
www.directmortgagepro.com

Press Contact: Shane Copeland
Company Name: www.directmortgagepro.com
Phone: 858-342-1417
Website: http://www.directmortgagepro.com

Hard to Find Bad Credit Loans

Bad Credit Loans Proving Hard to Find

The fallout from the recent US "Credit Crunch" crisis continues to have far reaching consequences for UK consumers, explains Andy Hygate from Loans for Bad Credit.

Edinburgh, Scotland, December 4, 2007 -- The fallout from the recent US "Credit Crunch" crisis continues to have far reaching consequences for UK consumers, explains Andy Hygate from Loans for Bad Credit.

New evidence has emerged that suggests consumers are finding it increasingly difficult to obtain Loans, regardless of whether they suffer from Bad Credit or not.

Latest research from price comparison website moneysupermarket.com, states that to up 48% of loan applications are now being rejected, an increase of 15% that would have been considered prior to August 2007.

The increased rate of rejection reflects the dwindling availability of so called sub-prime (Bad Credit) products, with many lenders now tightening their applicant criteria or withdrawing from the market all together.

The crisis is not just limited to Personal Loans either; Credit Card applications are also feeling the squeeze.

A spokesman for Barclays recently told the Times "We are declining more than 50% of applications. We are constantly reviewing our criteria and have seen a slight increase in the number we are declining."

The worst hit borrowers though are undoubtedly sub-prime homebuyers and those seeking to re-mortgage. Recent months have seen 7 out of every 10 sub-prime mortgage products pulled from the market.

Will things get better?

The general consensuses is yes, but expect another 4-6months of market turmoil before seeing any sign of visible improvement, and at least 2 years for sub-prime mortgages.

Mervyn King, Governor of the BOE stated at Novembers Treasury Select Committee that the economic outlook was "uncomfortable" even with the proposed injection of a further 10bn into financial markets.

As more and more people suffer from Bad Credit related problems (now 20% of the UK population), consumers with have little choice except to wait for market conditions to improve, or just simply pay a higher rate of Interest for Bad Credit Loans.

Loans for Bad Credit :: Bringing you breaking Bad Credit Loan news

Press Contact: Andy Hygate
Company Name: Loans for Bad Credit
Phone: +44 7792569925
Website: www.loansbadcredit.org.uk